Youth Accounts

It’s never too early to start saving.

Want to start saving for your child? Have a teen with a job in need of a free account for direct deposit? Look no further than Mobility Credit Union. 

Our youth savings and young adult checking accounts make banking convenient and make it easy to save.

Youth Savings

  • Only $5 required to open*

  • Earn interest on balances over $100

  • Save with our Round-Up feature (allows you to automatically deposit loose change from your debit card purchases)

  • Access to the MCU app and online banking

  • Accounts can be opened as early as birth

Young Adult Checking

  • Only $25 required to open**

  • Must between 14 and 17 years old

  • Save with our Round-Up feature (allows you to automatically deposit loose change from your debit card purchases)

  • ATM/Debit card access

  • Access to the MCU app and online banking

How to Open an Account

  • Option #1 Download the application here. Print the application, fill it out, and drop it by one of our locations along with a copy of your child’s social security card and a copy of your driver’s license. Alternatively, mail the application and identification copies to Mobility Credit Union, PO Box 630428., Irving, TX 75063. Please note, the child will be the primary on the account and the adult will be the joint account owner.

  • Option #2 If you don’t have access to a printer or you’d prefer to sit down with a representative to complete the account opening process, visit one of our branches to speak with one of our Financial Services Representatives. 

  • Option #3 Call a Financial Service Officer at 214.574.2000 to open the account over the phone.

 

Start managing your account.

After you open your child’s account, use the new account number to enroll in Online Banking. You can use online banking to easily check balances, view account history, and transfer funds. You can also download our mobile app (Apple or Android) to access your account on the go and make Mobile Deposits*.

 

*Terms and conditions apply. APY = Annual Percentage Yield. All qualifying criteria must be met to earn dividends. Earn 1.00%APY on balances of $100 and higher. Rates are subject to change without notice.

**Terms and conditions apply. **APY = Annual Percentage Yield. All qualifying criteria must be met to qualify for dividends. Earn 3.04%APY when all qualifying criteria are met. Rates are subject to change without notice.